→ ILSPT (08) - Basic English Vocabulary For Banking And Finance → Börja lära dig / Ladda ner MP3 Flashcards

Fråga		Svar
bank statement börja lära sig		a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft börja lära sig		if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest börja lära sig		the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account börja lära sig		account with no charges (ponad kreską/na plusie)
overdrawn (account) börja lära sig		if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques) börja lära sig		if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil börja lära sig		a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft börja lära sig		a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility börja lära sig		a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit börja lära sig		the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference börja lära sig		a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy börja lära sig		has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders börja lära sig		regular automatic payments of the same amount (zlecenia stałe)
direct debits börja lära sig		regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal börja lära sig		when you take money out of a bank account (wypłata)
title deeds börja lära sig		a document which proves who owns a property (tytuł/akt własności)
mortgage börja lära sig		an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order börja lära sig		a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted börja lära sig		someone forced to leave somewhere (eksmitowany)
last resort börja lära sig		the only choice that remains after all others have been tried (w ostateczności)
mortgage holder börja lära sig		mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt börja lära sig		when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity börja lära sig		a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient börja lära sig		a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee börja lära sig		a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund börja lära sig		money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum börja lära sig		an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity börja lära sig		you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance börja lära sig		your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance börja lära sig		your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance börja lära sig		you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage börja lära sig		you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance börja lära sig		your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance börja lära sig		if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme börja lära sig		you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster börja lära sig		a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter börja lära sig		a person or company that sells insurance policies (ubezpieczyciel)
cover note börja lära sig		a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer börja lära sig		a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder börja lära sig		a person who has taken out insurance cover (ubezpieczony)
bill of lading börja lära sig		a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs börja lära sig		extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment) börja lära sig		to agree on paying the payment later on (odroczyć)
letter of credit börja lära sig		a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money) börja lära sig		to send money to a bank account (przelać)
remittance börja lära sig		bank transfer (przekaz pieniężny)
tax heaven börja lära sig		a country with very low taxes (raj podatkowy)
tax-payer börja lära sig		someone who pay taxes (podatnik)
domiciled börja lära sig		being legally resident (= living) in a place (zamieszkały)
beneficiary börja lära sig		a person who receives an international payment (beneficjent)
income tax börja lära sig		tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax börja lära sig		tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT) börja lära sig		Tax on goods and services. In Poland it is charged at 23%
stamp duty börja lära sig		a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax börja lära sig		tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax börja lära sig		tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax börja lära sig		in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief börja lära sig		liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break börja lära sig		from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile börja lära sig		Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation börja lära sig		income tax (opodatkowanie bezpośrednie)
indirect taxation börja lära sig		VAT (podatek pośredni)
tax avoidance börja lära sig		Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion börja lära sig		Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free börja lära sig		no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole börja lära sig		a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets börja lära sig		a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive börja lära sig		a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate börja lära sig		tax refund (zwrot podatku)

ILSPT (08) - Basic English Vocabulary for Banking and Finance

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